Baltimore Financial Advisor
100 International Drive, 23rd Flr
Baltimore, MD 21202
M-F: 8:30 AM TO 5:30 PM (EST)
Weekends: By Appointment
NS Capital's Baltimore Office
The New Standard in Portfolio Management & Financial Advice
NS Capital is an employee-owned Registered Investment Advisory Firm (RIA) that offers financial advice and portfolio management services to individuals, small businesses and endowments in the Baltimore area.
NS Capital was formed to address specific
problems that are endemic in financial services:
- Lack of independent and objective financial advice
- Conflicts of Interest and the lack of transparency
- Biased portfolio construction
In the Baltimore area, we help investors with the unique
challenge of achieving transparency to protect
their financial interests. As a fee-only RIA,
we provide conflict free financial advice.
Baltimore's Premier Financial Advisory Firm
Lead by Mike Pizzitola, CFP®
Mike Pizzitola, CFP
With over 25 years in the financial industry, Mr. Pizzitola has spent most of this time at Fidelity Investments. For the 9 years prior to joining NS Capital, Mike served as Vice President and Branch Manager of Fidelity’s MidAtlantic Wealth Management Office covering the greater Baltimore area. In this capacity, he led a team of financial advisors responsible for the financial wellbeing of thousands of clients and over $7 billion in assets. Prior to that, he helped high net worth clients as a Financial Consultant and Certified Financial Planner on K Street in Washington, DC. At Fidelity, and throughout his career, he has helped hundreds of clients realize their long-term financial goals and feel more secure about the management of their retirement resources.
Mike started his career at T. Rowe Price, Bankers Trust and Merrill Lynch where he handled a variety of investment roles including mutual funds, FX trading, options and financial planning.
Mr. Pizzitola serves on the boards of Towson University’s WTMD and Downtown Baltimore Family Alliance and devotes part of his time volunteering for the United Way. All of these personal efforts are focused on making Baltimore and the surrounding area a better place to live.
Mr. Pizzitola graduated from Gettysburg College with a B.A in Liberal Arts and has his certificate in Professional Financial Planning from Georgetown University.
There are many facets to achieving long term financial wellness: portfolio management; financial planning; tax planning; and estate planning. All are important components but not equal in their impact on financial wellness. NS Capital believes that high-quality portfolio management–how your assets are managed and what you pay–is the critical component for long-term financial wellness. It is the foundation upon which all other facets are based.
After we complete our advisory phase–which determines the wants and needs of each client–NS Capital focuses on portfolio construction and asset management exclusively. We are not a generalist firm because we know that high-quality portfolio management requires constant attention, which cannot be said of the other facets. This in no way negates the value of the other facets; but our approach is to partner with subject matter experts who also are focused solely on their specific discipline as we are on ours.
Planning decisions are event driven and require periodic attention.
Four Principles for Investment Success
1. Recognize the Two Types of Asset Management
2. Identify the Two Types of Advice
REGISTERED INVESTMENT ADVISOR (RIA)
REGISTERED REPRESENTATIVE (RR)
3. Understand the Two Factors That Impact Performance
4. Demand Full Transparency
WHAT ARE ALL THE FEES AND COSTS?
WHAT ARE THE CONFLICTS OF INTERESTS?
IS THERE CURRENT AND PAST LITIGATION?
IS THERE AN ALIGNMENT OF INTEREST?
When it comes to asset and portfolio management,
nothing is static–there are no one-time decisions.